pickmyhealth

Better Benefits. Healthier Teams. No Added Cost.

Trusted by employers nationwide to support employees with modern healthcare access, without increasing payroll costs or changing existing insurance.

Pick My Healthcare helps employers offer zero out-of-pocket preventive care, mental health, and everyday healthcare benefits that employees actually use while keeping net pay the same and reducing payroll taxes through a compliant Section 125 structure.

30–45 Day Implementation

No Insurance Changes

Fully Managed End to End

Traditional Benefits Are No Longer Enough

Salary alone is no longer the deciding factor. The benefits are. Pick My Healthcare bridges that gap.

Employers are facing:

Rising healthcare costs

Burnout and disengagement

Increased turnover

Benefits employees rarely use

At the same time, employees want:

Easy access to care

Mental health support

Everyday healthcare, not just catastrophic coverage

Benefits that help their families too

No disruption. No added HR burden. No increase in employee net pay deductions.

Modern Benefits Without Increasing Your Budget

Pick My Healthcare delivers a cost-neutral benefits structure that layers on top of your existing health plan.

You keep:

Your current insurance

Your broker

Your carriers

Your networks

We add:

Zero copay preventive care

Mental health and wellness support

Everyday healthcare access

A fully compliant structure that creates payroll tax efficiencies

Included With Every Pick My Healthcare Program

All benefits are $0 out-of-pocket for employees and dependents.

Everyday Healthcare

24/7 Telehealth

Virtual Primary Care

Urgent Care Visits

Preventive Screenings

Quest Diagnostics Lab Testing

Zero Copay Generic RX Coverage

Mental Health and Wellness

Licensed Mental Health Counseling

Employee Assistance Program (EAP)

Wellness and Lifestyle Coaching

Family Mental Health Support

Family and Protection

Dependents Included

Supplemental Protection Options

Health Assessments

Personalized Wellness Tools

Build For Employer's. Backed By Outcomes.

Pick My Healthcare is designed to support employers operationally, financially, and compliantly.

Cost Neutral by Design

The entire program is funded through payroll tax efficiencies created under a compliant Section 125 structure. No new employer dollars required.

Seamless Payroll Integration

We connect directly with your payroll provider. No system changes. No manual work.

Immediate ROI

Savings typically begin with the first payroll cycle.

Fully Managed

We handle setup, communication, enrollment, and ongoing support.

Stronger Culture and Recruiting

Better benefits lead to higher engagement, improved morale, and stronger talent attraction.

41%

improvement in retention

22%

reduction in turnover

98%

employee engagement with benefits

HOW IT WORKS

1. Eligibility Review

We analyze your workforce and provide a clear breakdown of:

Eligible employees

Projected payroll tax savings

Benefit structure and coverage

You know exactly what to expect before moving forward.

2. Payroll Integration and Onboarding

We connect with your payroll provider and manage:

Employee education

Enrolment

Communications

Questions and support

Minimal involvement required from HR or payroll.

3. Go Live in 30–45 Days

Employees gain immediate access to benefits.

Employers begin realizing savings.

No ongoing management required.

Who This Woks For

Pick My Healthcare supports employers with:

10 to 5,000+ W2 employees

Hourly, salaried, or mixed workforces

Single or multi-location teams

High turnover or competitive hiring environments

Common industries include:

Healthcare

Behavioural health

Transportation

Manufacturing

Nonprofits

Construction

Professional services

Retail

Payroll & HR Friendly

We integrate with leading payroll providers including:

Compliance At The Core

Pick My Healthcare is built on a foundation of regulatory alignment and ongoing oversight. Our compliance standards include:

Section 125 plan documentation

Annual plan updates

Nondiscrimination testing

ACA-aligned structure

HIPAA-compliant data handling

ERISA and DOL-aligned communications

Secure, audit-ready records

Frequently Asked Questions

Do employees pay anything for these benefits?

No. All included benefits are $0 out-of-pocket. Employees keep the same net pay while gaining additional healthcare access.

Do we need to change our health insurance?

No. Your existing plan, broker, and carriers remain unchanged. Pick My Healthcare layers on top.

How is this funded without increasing costs?

The program is funded through payroll tax efficiencies created under a compliant Section 125 structure.

How long does implementation take?

Most employers launch within 30 to 45 days.

How much work is required from HR?

Very little. We handle setup, enrollment, communication, and ongoing support.

Is this compliant?

Yes. The program aligns with IRS, ACA, HIPAA, ERISA, and DOL requirements.

Ready To Pick Better Healthcare?

Support your employees with benefits they actually use while improving retention and controlling costs. Pick My Healthcare makes it simple.